Leaving ING before your retirement date will have an impact on your pension, as you’ll cease to build up pension. Make sure you know what pension issues you need to sort out before your departure. You can find out what you need to do online at any time suitable to you. Or contact us if you need more assistance.

No matter what your reason is for leaving ING, ending your employment will always have an impact on your pension. You could be laid off, find another job, start your own business or retire early. Whatever the situation, it's good to know what will change for you and what actions you need to undertake before your departure.

Good to know

• You will become a former participant of ING CDC Pensioenfonds and will cease to build up pension in this fund. Read the implications here.
• Your pension accrual in ING CDC Pensioenfonds will continue to grow by way of indexation only. 
• You will continue to be entitled to indexation in line with the consumer price index. Do you have a pension in Pensioenfonds ING as well? Your pension accrual in that fund will no longer be increased in line with the wage index, but in line with the consumer price index.

Actions to take

• Your departure is a good time to review your current and future situation. Open the Pension Planner or make an appointment with your financial consultant. You can continue to use the Pension Planner until the day your pension starts.
• If you are registered at the pension fund with your employer's email address, make sure you change it to your private email address before your departure. That way we’ll be able to contact you, for example when we send you your Uniform Pension Overview (UPO) and when we announce pension increases. Log in to My Pension using your DigiD. 
• Are you considering part-time early retirement? Read more about your options here.
• Will your pension be starting shortly? Make sure you report your pension choices before the deadlines. Take into account your retirement age for Dutch state pension (AOW) and for your pension plan, as well as benefits and taxes.

More information
If you have any other questions, please feel free to contact us.